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Contractor Insurance

Oklahoma contractors face unique risks, from job site accidents to severe weather. Smart insurance is about more than just a permit, it's understanding your coverage to protect your business, crew, and future. We specialize in Oklahoma contractor insurance, offering clear, practical guidance on policies like General Liability, Workers' Comp, and Commercial Auto. Let us help you navigate requirements, manage risks, and build with confidence.

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Cyber for Contractors

Your General Liability policy typically doesn't cover data breaches, which is a costly mistake for contractors. Cyber insurance handles digital risks, like a stolen laptop with client data. With a new 2026 Oklahoma law holding you responsible for protecting this information, a breach requires expensive client notification. A cyber policy covers these notification costs, expert forensics, and legal defense, protecting you from devastating financial fallout.

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We Fixed What Other Agencies Get Wrong

Contractors Only

While most agencies are generalists, we specialize only in contractors. This gives us a deep understanding of the unique risks on Oklahoma job sites, from CIB rules to workers' comp, ensuring your policy truly fits your trade.

Deep Education

Any agency can sell a policy, but we provide true education and guidance. We ensure you understand exactly what your policy covers and what it doesn't, empowering you to make confident decisions and be fully protected when it matters most.

Cyber Specialty

Most agencies overlook cyber risks for contractors, but you're a prime target. Your General Liability policy won't cover a data breach or ransomware attack. We specialize in identifying and covering these modern, costly digital threats for your business.

Valued Partner

The cheapest policy often has dangerous gaps in coverage. We focus on being your trusted partner, not just providing the lowest price. We deliver value and expertise to ensure you have the right protection for the long haul.

Who We Work Best With

We are proud to serve Oklahoma's hardworking contractors, but we've found our strongest partnerships are with business owners who see insurance as more than just a required expense. Our goal is to be a trusted advisor, and we work best with professionals who are looking for a long-term partner dedicated to protecting what they've built.

We are a great fit if:

You value working with a specialist who deeply understands the risks of your trade, from state requirements to job site liability.

You see insurance as a vital tool for protecting your crew, your assets, and your company's future, not just a box to check.

You want an agent who provides guidance and education, so you can feel confident that you are properly covered.

You are focused on building a resilient business and want a long-term partner who will help you manage risk as you grow.

What Our Clients Say

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Gordon's Landscapes
OK Landscaping Contractor

We are more than pleased with Rivera & Fitch Insurance. Whenever I get something sent to me, and I call, they translate what the materials says, and 99.9% of the time, I hear...we got you, we'll take of this. They are not only a family based business, but they treat you like family!

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Sparkling Clean Services
OK Janitorial Contractor

Angela has done a fantastic job of making sure we get the best coverage for the best prices available. Communication has been on point. Would highly recommend her.

How to Partner With Us

Ready to Partner With Us?

Have questions about your coverage, thinking about switching agents, or just starting your contractor business and unsure where to begin?

Let’s talk through your risks and see if we’re the right fit.